Enrollment will be completed to all participating categories available for your credit card account for the minimum purchase amount available. Categories not available for redemption are gas stations and restaurants. By enrolling in Real-Time Rewards, you agree to receive reward redemption text messages. You will receive the messages immediately after you make purchases on your participating credit card based on the preferences you select for this program. By providing your credit card issuer with a telephone number for a cellular phone or other wireless device, including a number that you later convert to a cellular number, you are expressly consenting to receiving communications – including but not limited to prerecorded or artificial voice message calls, text messages, and calls made by an automatic telephone dialing system – from your credit card issuer and their affiliates and agents at that number. This express consent applies to each such telephone number that you provide to your credit card issuer now or in the future and permits such calls for non-marketing purposes. Calls and messages may incur access fees from your cellular provider. Message and data rates may apply. The short code REDEEM (733336) is used by Real-Time Rewards to send redemption requests. As a member of the Real-Time Rewards program you will receive text messages based on your participation and preferences. You may redeem by replying ‘REDEEM’ within 24 hours of when the message was sent. You may only redeem the most recent Real-Time Rewards text message. Upon confirmation of a redemption request, rewards will be deducted from your rewards balance immediately, and a credit to your statement will be processed within three business days and will appear on your next billing statement. Service available on participating carriers only. For help or information text ‘Help’ to REDEEM (733336). To stop receiving messages text ‘STOP’ to REDEEM (733336). For additional mobile terms and conditions click here. Please visit the program rules in the Rewards Center for your credit card issuer for complete details.